10 Year Structural Warranty
Nationwide structural warranty support for new-build homes, conversions, self-build projects, apartments and commercial developments. We help arrange suitable warranty options, coordinate technical information and manage the inspection process from construction through to completion.
Structural Warranty Cover for New and Converted Properties
A structural warranty is an insurance-backed policy intended to provide protection against qualifying structural defects that may become apparent after a building has been completed.
Structural warranties are commonly arranged for new-build homes, apartments, self-build projects, barn conversions, commercial developments and properties created through a change of use.
One Stop Consult can help obtain quotations, coordinate the required technical information and arrange inspections with an appropriate structural warranty provider.
Projects We Can Support
We can help arrange structural warranty options for a wide range of residential and commercial construction projects.
New-Build Homes
Cover for individual dwellings, housing developments and newly constructed residential properties.
Self-Build Projects
Warranty options for homeowners and developers constructing a property for their own occupation or future sale.
Residential Conversions
Support for offices, barns and other existing buildings being converted into houses, flats or apartments.
Apartments and Flats
Structural warranty arrangements for new and converted apartment schemes, including developments with communal areas.
Commercial Developments
Warranty options for eligible offices, retail premises, industrial units and other commercial buildings.
Part-Complete Projects
Some providers may consider developments where construction has already commenced, subject to inspection and technical review.
Why Arrange a Structural Warranty?
A suitable policy can provide reassurance to property owners, purchasers and lenders by offering defined insurance protection against qualifying structural defects.
The precise protection, exclusions, excesses and claims process will depend on the selected provider and policy wording.
How the Warranty Process Works
Arranging the warranty at an early stage normally gives the provider the best opportunity to inspect the construction at the required stages.
Send Your Project Details
Provide the address, description of works, drawings and current construction stage.
Quotation and Options
We review the information and obtain an appropriate warranty quotation for consideration.
Technical Review
Drawings, structural calculations and other relevant documents are submitted for assessment.
Site Inspections
Inspections are arranged at the key construction stages required by the selected provider.
Completion and Certification
Final evidence is reviewed before the warranty documentation is issued, subject to all requirements.
Information Usually Required
Providing clear project information helps us obtain an accurate quotation and identify any additional requirements early.
Project Details
The full site address, number of units, proposed use, construction type and anticipated programme.
Architectural Drawings
Site plans, floor plans, elevations, sections and relevant construction details.
Structural Information
Structural calculations, foundation design, framing details and other available engineering information.
Construction Stage
Confirmation of whether work has not started, is underway, is substantially complete or has already finished.
Building Control Details
Details of the appointed Building Control provider and any available inspection or completion records.
Site Photographs
Current and historic photographs may be required, particularly where construction has already commenced.
Has Construction Already Started?
It may still be possible to arrange a structural warranty for a part-complete or completed development, but the available options can become more limited as construction progresses.
The provider may require additional intrusive investigations, opening-up works, photographs, reports or supporting evidence for parts of the structure that can no longer be inspected.
Contacting us as early as possible helps establish which options remain available and what evidence may be required.
Nationwide Structural Warranty Support
One Stop Consult supports new-build, self-build, conversion, residential and commercial developments throughout mainland UK. Project information can be managed remotely, while inspections are coordinated at the required stages with the appointed structural warranty provider.
Other Services Your Development May Require
We can coordinate additional calculations, inspections and certification commonly required alongside a structural warranty.
Important Warranty Information
Structural warranty availability, premiums, technical requirements, lender acceptance, policy cover and certification are subject to the selected provider’s terms and assessment of the project. Clients should confirm that the proposed policy is acceptable to their intended lender, purchaser or solicitor before proceeding. One Stop Consult provides coordination and consultancy support and is not the insurer or structural warranty underwriter.
10 Year Structural Warranty FAQs
What is a 10 year structural warranty?
It is an insurance-backed policy designed to provide protection against qualifying structural defects for a defined period following completion of the property.
Is a structural warranty legally required?
It is not automatically a legal requirement for every project. However, it may be required by a mortgage lender, purchaser, funder or other interested party.
Is a structural warranty the same as Building Control?
No. Building Control assesses compliance with the Building Regulations. A structural warranty is a separate insurance product with its own technical requirements and inspections.
Will every mortgage lender accept the warranty?
Acceptance depends on the warranty provider, policy and lender’s current criteria. The proposed policy should be checked with the intended lender before appointment.
Can I obtain cover after work has started?
Potentially, although fewer options may be available and additional evidence, investigations or opening-up works could be required.
Can completed properties be considered?
Some providers consider completed developments subject to technical assessment, available records and satisfactory evidence of the construction.
Does the warranty transfer to a new owner?
Structural warranty policies are commonly transferable when the property is sold, subject to the terms and conditions of the particular policy.
Do you provide coverage nationwide?
Yes. We support eligible residential and commercial developments throughout mainland UK.
Request Your Free Structural Warranty Quote
Complete the form below with your project address, description of works, number of units and current construction stage. Upload any available drawings so our team can review the development and obtain an appropriate quotation.